Junwen Chen · Financial Advisor

Retirement Income
Planner

See if your CPF LIFE and savings will give you the retirement lifestyle you want.

1
Profile
2
Lifestyle
3
Resources
4
Results
Your Profile
Let's start with the basics.
Retirement Lifestyle
How much do you need monthly in retirement?
A common guideline is 60–80% of your current monthly expenses. Include housing, food, transport, medical, and leisure.
Your Retirement Resources
What do you have working towards retirement?
CPF
💡 CPF LIFE provides a lifelong monthly payout from age 65. Estimated payouts: BRS ≈ S$950/mo, FRS ≈ S$1,780/mo, ERS ≈ S$3,300/mo (2025 cohort, Standard Plan).
Use CPF's Monthly Payout Estimator for a personalised estimate, or enter an approximate figure above.
Savings & Investments
Cash, fixed deposits, stocks, unit trusts, SRS, ILPs, endowment, etc.
Other Retirement Income
Rental income, part-time work, pension, annuity, etc.
Your Retirement Outlook
Monthly Income In Retirement
Income Breakdown (at retirement)
Desired Spending (today)
Desired Spending (at retirement)
Years in Retirement
Total Retirement Fund Needed
Projected Nest Egg at Retirement
💡

JC
Junwen Chen
Certified Retirement Specialist · Senior Financial Advisor

Your CPF LIFE payout is just one piece of the puzzle. Let me help you build a comprehensive retirement strategy — so you can retire with confidence, not worry.